Terms of Service

Last updated: January 2026

Welcome to WealthFlow. By accessing or using our portfolio management platform, you agree to be bound by these Terms of Service. Please read them carefully.

1. Acceptance of Terms

By creating an account or using WealthFlow, you agree to these Terms of Service and our Privacy Policy. If you do not agree, please do not use our services.

2. Description of Service

WealthFlow is a portfolio management platform that allows users to:

  • Track investments across multiple asset classes
  • Monitor portfolio performance and returns
  • Access market data and analytics
  • Generate reports and visualizations

3. User Accounts

Registration

To use WealthFlow, you must create an account. You agree to:

  • Provide accurate and complete information
  • Maintain the security of your account credentials
  • Notify us immediately of any unauthorized access
  • Accept responsibility for all activities under your account

Account Termination

We reserve the right to suspend or terminate accounts that violate these terms or for any other reason at our discretion.

4. Subscription Plans and Payments

Free Plan

The free plan provides limited access to features as described on our pricing page.

Paid Plans

Paid subscriptions are billed according to the selected plan. You agree to:

  • Pay all fees associated with your chosen plan
  • Provide valid payment information
  • Authorize automatic renewal unless cancelled

Refunds

Refunds may be provided at our discretion. Contact support for refund requests within 14 days of payment.

5. User Conduct

You agree not to:

  • Use the service for any illegal purpose
  • Attempt to gain unauthorized access to our systems
  • Interfere with the proper functioning of the service
  • Share your account with others
  • Reverse engineer or attempt to extract source code
  • Use automated systems to access the service without permission

6. Intellectual Property

All content, features, and functionality of WealthFlow are owned by us and protected by intellectual property laws. You may not copy, modify, or distribute our content without permission.

7. Data and Privacy

Your use of WealthFlow is also governed by our Privacy Policy. You retain ownership of the data you input into the platform.

8. Disclaimer of Warranties

WealthFlow is provided "as is" without warranties of any kind. We do not guarantee:

  • Uninterrupted or error-free service
  • Accuracy of market data or calculations
  • Suitability for any particular purpose

9. Financial Disclaimer

Important: WealthFlow is a portfolio tracking tool, not a financial advisor. We do not provide:

  • Investment advice or recommendations
  • Tax, legal, or accounting advice
  • Guarantees of investment performance

Always consult qualified professionals for financial decisions.

10. Limitation of Liability

To the maximum extent permitted by law, WealthFlow and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investments.

11. Indemnification

You agree to indemnify and hold harmless WealthFlow from any claims, damages, or expenses arising from your use of the service or violation of these terms.

12. Changes to Terms

We may modify these terms at any time. Continued use of the service after changes constitutes acceptance of the new terms.

13. Governing Law

These terms are governed by the laws of Spain. Any disputes shall be resolved in the courts of Madrid, Spain.

14. Contact

For questions about these Terms of Service, contact us at: